Mortgage or Morgage – Which is Correct?
So, you’re hesitant about how to spell the word mortgage. Is it “mortgage” or “morgage”? Well, fret not! Allow me, as an IELTS tutor, to shed some light on this perplexing question.
The correct spelling is “mortgage.” Yes, you read that right – mortgage, with an “e.” This is the widely accepted and recognized spelling used by native English speakers and experts alike. Using “morgage” would be considered a misspelling.
Now, let’s dive into the reasons why “mortgage” is the correct spelling. Firstly, it’s important to understand that English spelling can be somewhat tricky, with many words deviating from phonetic rules. In the case of mortgage, the “e” following the “t” might seem unnecessary, but it serves a crucial purpose.
The “e” in “mortgage” is what we call a silent “e.” It doesn’t alter the pronunciation of the word, but it does affect its meaning. In this case, the “e” signifies the unstressed syllable, guiding the stress to fall on the first syllable – “mor.” Without this silent “e,” the word would be pronounced with equal stress on each syllable, resulting in confusion and misinterpretation.
Take, for example, the word “congest.” If we were to remove the silent “e” from the end, it would be pronounced as “con guest,” completely changing its meaning and leaving us scratching our heads. The same principle applies to “mortgage.” The silent “e” subtly guides us to emphasize the first syllable and ignore the second, ensuring clear communication.
To strengthen our understanding further, let’s look at some examples of proper usage:
1. “I finally paid off my mortgage last month.”
2. “He obtained a mortgage to purchase his dream home.”
3. “The bank offers several mortgage options to suit different needs.”
4. “She struggled to meet the monthly mortgage payments.”
Notice how “mortgage” consistently appears with an “e” in all these examples. This is not a coincidence but a rule of correct spelling. The silent “e” plays a vital role in maintaining the integrity and pronunciation of the word.
So, the next time you’re writing about mortgage-related matters, make sure to stick with the correct spelling – “mortgage” with an “e.” While it may seem insignificant, using the incorrect spelling, such as “morgage,” could lead to confusion or misunderstandings.
Remember, language is a tool for effective communication, and adhering to proper spelling rules ensures clarity and promotes better understanding. By mastering the correct spelling, you demonstrate your competence and expertise in written English.
In conclusion, “mortgage” is the correct spelling, and “morgage” is a misspelling. The silent “e” in “mortgage” ensures the correct stress falls on the first syllable, leading to accurate pronunciation and clear communication. So, go forth and confidently write about mortgages, knowing you’ve got the correct spelling down pat!